Lynxstead Financial, a small-business funding broker in Toms River, NJ, is a broker, not a lender: lending partners approve or decline requests and set every rate, term and condition. Sending a request carries no promise of approval, a merchant cash advance is not a loan, and the details you provide are shared with lending partners so they can review the request.
Lynxstead Financial is a broker, not a lender
Lynxstead Financial connects you with lending partners; partners make credit decisions and set rates and terms. Despite the word Financial in our name, we do not lend money, extend credit, purchase receivables or decide on applications.
No promise of approval
Reaching out by form or phone creates no commitment from any partner to approve the business, to offer a given amount or to accept given terms. Each partner applies its own standards, and any partner may decline.
Partners set rates and terms
Pricing and every other condition of any funding are decided by the lender or funder. Lynxstead Financial cannot change it. The partner issues the offer and is the party you contract with, so read every page of the agreement before you accept.
A merchant cash advance is not a loan
A merchant cash advance is not a loan. It is priced, collected and enforced on different principles from a loan, as our advance explainer sets out.
How your information is shared
Anything you share through the form or on a call is used for your request and passed to lending partners so they can review it. An outside software provider operates the request form. Full details are in the privacy policy.
Calls, texts and consent
How Lynxstead Financial and lending partners may phone or text you is set out in the form's consent wording. Reply STOP to any text to end them, or HELP for help; the SMS terms say more.
Questions or complaints
Call (732) 786-7606, or write to Lynxstead Financial, 806-808 N Main St, Toms River, NJ 08753.
By Lynxstead Financial · Updated
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