Lynxstead Financial, a small-business funding broker in Toms River, NJ, works with owners throughout Ocean County from a single office at 806-808 N Main St. Beachwood, Seaside Heights, Lavallette, Lakewood, Forked River and Waretown have dedicated pages with Census figures; nearby towns, including several in Monmouth County, are summarized here with their own data.
One office, the whole county
There is a single Lynxstead Financial office, in Toms River, NJ. We do not have staff or offices in the towns below; owners there work with us by phone and online, exactly as they would from Toms River.
Communities with their own page
| Community | Type | Distance from office | ZIP-code employers, 2023 |
|---|---|---|---|
| Beachwood, NJ | Borough | 2.2 mi south | 118 (ZIP 08722) |
| Seaside Heights, NJ | Borough | 6.5 mi east | 153 (ZIP 08751) |
| Lavallette, NJ | Borough | 6.8 mi east | 128 (ZIP 08735) |
| Lakewood, NJ | Census-designated place | 9.2 mi north | 4,031 (ZIP 08701) |
| Forked River, NJ | Census-designated place | 9.4 mi south | 463 (ZIP 08731) |
| Waretown, NJ | Census-designated place | 11.8 mi south | 127 (ZIP 08758) |
Each distance runs in a straight line from the office to the place's Census internal point (U.S. Census Bureau, 2025 Gazetteer). Establishment counts are for the ZIP code, which in most cases covers more ground than the town itself (U.S. Census Bureau, ZIP Code Business Patterns 2023). For the office's own area, see our Toms River, NJ page.
Point Pleasant Beach, NJ
A borough in Ocean County about 12.3 miles northeast of the office. ZIP 08742 had 814 employer establishments in 2023, led by accommodation and food services (138), retail trade (128) and construction (108); 58.0 percent had fewer than five employees. The borough covers about a quarter of that ZIP's land, so the counts include neighboring areas (U.S. Census Bureau, ZIP Code Business Patterns 2023).
Barnegat, NJ
A Census-designated place in Ocean County about 14.3 miles south. ZIP 08005 had 333 employer establishments in 2023, with construction the largest group at 70, of which 77.1 percent had fewer than five employees. The place covers only about 5 percent of the ZIP's land (U.S. Census Bureau, ZIP Code Business Patterns 2023).
Brielle, NJ and Manasquan, Monmouth County, NJ
Both boroughs sit in Monmouth County, NJ, across the county line about 12 to 14 miles northeast, so Ocean County figures do not describe them. ZIP 08730 (Brielle) had 163 employer establishments in 2023, with construction and professional services tied as the largest groups at 25 each. ZIP 08736 (Manasquan) had 629, led by professional, scientific and technical services (101) and accommodation and food services (93) (U.S. Census Bureau, ZIP Code Business Patterns 2023). An estimated 14.7 percent of Brielle's employed residents and 17.2 percent of Manasquan's were self-employed, with margins of about 5 points (U.S. Census Bureau, American Community Survey 2020-2024).
Pine Beach, NJ, Island Heights, NJ and Seaside Park, NJ
Three small Ocean County boroughs close to the office: Pine Beach (2.3 miles southeast), Island Heights (3.3 miles east-southeast) and Seaside Park (6.9 miles east-southeast). Their ZIP codes are small business areas: 59 employer establishments in ZIP 08741, 41 in ZIP 08732 and 68 in ZIP 08752 in 2023, most with fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023). In Seaside Park's ZIP, accommodation and food services made up 27 of the 68.
South Toms River, NJ and the communities next door
South Toms River, Silver Ridge, the Holiday City communities and other places within a few miles of the office share ZIP codes with larger neighbors, so there are no separate business counts for them. Owners there can use the Toms River figures as the nearest guide.
The same everywhere in the county
- Lynxstead Financial is a broker, not a lender; lending partners decide and set terms.
- The same six funding structures are available to discuss, wherever the business is based.
- Local licensing and permits are set by your own municipality, not by Toms River.
Compare the six structures or see how a request moves.
By Lynxstead Financial · Updated
Something to ask the North Main Street office?
Unsure which structure fits? Call, or begin online.